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Quidkey empowers merchants with real-time settlements, seamless refunds, and loyalty rewards. Learn how Open Banking optimizes cash flow, boosts retention, and reduces return costs — all with a simple and secure checkout integration.

October 14, 2025: Quidkey, a leading fintech in account-to-account (A2A) payments, has chosen TransferMate, the world’s leading provider of embedded B2B payments infrastructure as a service (IaaS) to significantly reduce credit card transaction fees for both domestic and international payments.

Skip the cards, go direct. Pay by Bank lets customers pay straight from their bank account with no intermediaries, fraud, or chargebacks. Payments settle instantly, costs drop, and trust rises. Powered by Open Banking and real-time rails like SEPA, Faster Payments, and FedNow, it’s transforming online checkout worldwide.

Ditch cards. Go bank-direct. Quidkey turns Open Banking into a high-converting, fraud-free payment experience — with instant payouts, lower fees, and no dev work. Accept payments in minutes across the UK, EU, US, and more. Open Banking, finally done right.

Merchants are switching to A2A payments for 60% lower transaction fees, instant bank transfers, no chargebacks, and fewer failed payments. Quidkey’s A2A solution boosts profits, enhances security, and offers frictionless checkouts with easy integration for e-commerce growth