Quidkey is an Account to Account (A2A) payment solution that lets shoppers pay directly from their bank. Our predictive algorithm surfaces the customer’s bank at checkout, boosting trust and conversion. Businesses get paid in 1 – 2 days and save over 60% on domestic and cross-border fees.
Our global mission is transforming the future of digital payments with a bank-branded, Account-to-Account (A2A) checkout solution designed for speed, security, and trust.
Quidkey is building the future of payments, powered by banks instead of cards. Every time you pay with a card, your money moves through layers of antiquated infrastructure: issuers, processors, mediating networks, and acquiring banks. It is slow, expensive, outdated and vulnerable to fraud. In 2024 alone, global card fraud cost consumers over 10 billion pounds. Open banking offers a better alternative. It allows people to make secure, direct payments from their bank account. However, current open-banking solutions are often fragmented, limited to specific regions, and too complex for most businesses to integrate or use effectively.
This is where Quidkey comes in. We transform the raw open banking infrastructure into a ready-to-use product. Our platform includes AI powered real-time bank prediction, one click integration, and built in support for cross border and multi currency payments. Merchants get paid instantly, without chargebacks, fraud, or technical barriers. Customers pay directly from their trusted bank account, with no need for cards or wallets.
Behind the scenes, Quidkey acts as a clearing house for account to account payments. We orchestrate payments across multiple providers and jurisdictions, giving banks, fintechs, and businesses access to a unified, modern payment network.
Our leadership team brings deep expertise in banking, infrastructure, and scaled, sustainable product delivery. We focus on building systems that serve rather than just sell.
Serial founder with successful exits. Experienced as an entrepreneur, executive, operator, and investor at tech and non-tech public and private companies.
Seasoned technologist with experience in software development, scaling, and entrepreneurship at bank and non-bank institutions.
Senior financial services executive with experience in managing, innovating and scaling business growth, at Citi, Santander, Lloyds, and HSBC.
Corporate transactional attorney with experience in finance, capital markets, and private equity, advising on deals, governance, IP, and regulatory matters.
