ShopifyAbout
Quidkey
We're building an AI-native clearing house for pay by bank—so global businesses can collect funds, route payments intelligently, and automate treasury workflows without losing control.
- Pay by Bank checkout
- Intelligent routing
- Programmable treasury
Why we exist
Payments, tax, FX, and payouts are often split across different tools and vendors. That fragmentation costs margin and creates manual work as you scale globally.
What teams tell us
- Card fees and cross‑border costs add up fast.
- Chargebacks and fraud create avoidable risk.
- Treasury workflows stay manual: tax holds, splits, FX, payouts.
- Global expansion requires too many systems—and too much headcount.
One stack, three layers
Simple on the surface, powerful underneath.
Payment intelligence
Increase conversion with a clean pay‑by‑bank checkout and smarter payment decisions.
Clearing & routing
Orchestrate payments across providers and jurisdictions with a single integration.
Programmable treasury
Define workflows in plain English—then execute them deterministically and auditably.
Plain‑English workflows
A few examples of what teams automate with Quidkey.
Team
Building reliable infrastructure for global commerce.
Going global
We're building for global coverage from day one—starting with the markets where pay‑by‑bank is already winning.
Collect payments with local accounts and process instant refunds in every market.
