PROFIT UNLOCKED

Direct Payments.
Higher Conversions.
No Chargebacks.

With Quidkey, you can enable a bank branded checkout that allows your customers to pay you directly from their account to your account. By cutting out cards and payment rails you can save up to 60% on your payment fees.

Animated Quidkey button cycling banks like Santander, Lloyds, Barclays, HSBC, Revolut for secure A2A checkout
WooCommerce logo showing Quidkey plugin support for WordPress stores
Salesforce logo showing Quidkey integration for A2A payment workflows
Magento logo representing Quidkey integration with enterprise e-commerce systems
Shopify logo representing e-commerce platform Quidkey integration
Quidkey API icon — flexible developer integration for account-to-account payment processing
Animated Quidkey button cycling banks like Santander, Lloyds, Barclays, HSBC, Revolut for secure A2A checkout

Why Merchants Love Quidkey

Lightning icon representing Quidkey’s instant A2A payouts directly to merchant bank accounts

Instant payouts

Instant settlements, get your hard earned money straight into your account.

Lock icon symbolizing Quidkey’s secure A2A payments with no chargebacks or card fraud risk

No Chargebacks

Secure and reliable transactions. No chargebacks or card fraud.

Checkmark badge icon highlighting that Quidkey is 60% cheaper than Stripe, PayPal, or credit cards for payment processing

60% Cheaper

Significantly cheaper than accepting payments through Stripe, PayPal or Credit Cards.

Protect Your Checkout

Offer an alternative payment method without extra fees. Guard yourself against chargeback penalties!

Quidkey’s account-to-account (A2A) payments eliminate chargebacks by bypassing card networks. You stay in control, deciding when to issue refunds — not the banks. Protect your revenue, reduce chargebacks, and manage customer relationships on your terms with Quidkey.

One Tier, No Confusion

Local Transaction Fees
1% + £0.2
1.5% + £0.2
2.9% + £0.3
Checkout Conversion Rate
~98%
~75% - 85%
~88%
Instant Settlement Fee
Included
1% otherwise 2-3 business days
2-3 business days
Fraud Protection**
Included
Significant*
Significant*
Chargeback Protection**
Included
Significant*
Significant*
*Significant fraud and chargeback risk can lead to account closure and withheld funds.
**There is no credit card fraud or card network chargebacks with A2A payments

Frequently Asked Questions

What is Quidkey and how does it work?

Quidkey is a bank-branded payment solution that predicts and auto-selects the customer’s bank at checkout, simplifying the payment process while enhancing security and customer trust. If Quidkey is unable to accurately predict the customer’s bank, the system seamlessly reverts to the merchant’s settings, ensuring a smooth and uninterrupted checkout experience.

Where is Quidkey available?

Quidkey is available to merchants worldwide selling to UK and EU customers. We handle FX and cross-border payments seamlessly. A closed beta is underway for US customers, with more markets coming soon.

What are the transaction fees?

Quidkey offers competitive and transparent transaction fees to help you maximize your profits. We charge just 1% + £20p/€20c for domestic transactions and 3% + £20p/€20c for cross-border transactions, depending on the country of the customer.  With no hidden fees, Quidkey ensures transparent and cost-effective payment processing. For full pricing details, please visit our pricing page.

Is Quidkey secure and compliant with payment regulations?

Yes, Quidkey is built with security at its core, ensuring that every transaction is safe and your customer’s data is protected at every step. With Quidkey, customers’ banks manage the identification with SCA - Secure Customer Authentication -, verification, and secure processing of payments directly to your merchant account. By adhering to global payment security and privacy standards, Quidkey ensures that all transactions are secure, providing peace of mind to both merchants and customers.

How long does it take to settle a payment?

Domestic transactions settle instantly in the UK and within one business day across the EU. Cross-border payments typically complete in 1–2 business days, depending on the customer’s bank and location. Quidkey offers the fastest settlement times in the market.

How do I integrate Quidkey with my website?

Create an account with Quidkey then install our plug-in with our simple one-click installation process.

Let us point you in the right direction

Get in touch with our experienced team to understand how Quidkey can cut costs and onboard new customers.
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